Dave Cinti

Hi, I'm Dave Cinti

FinTech Builder | Digital Problem Solver | Probably Thinking About UX Right Now 🤔🎨

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About Me

I'm a fintech builder, product guy, and digital problem solver. I live just outside NYC 🏙️, love to travel ✈️, and have a thing for AI 🤖—using data to make fintech smarter, faster, and a little less painful. 🚀💡

I used to play college football 🏈. Now, I spend my time obsessing over customer journeys, product strategy, and finding new ways to make financial services suck less.

A Few Things I’ve Built (And Somehow Didn’t Break) 🚀

OneMain Financial

Fully Digital Lending Product

Led the launch of OneMain Financial’s first fully digital personal loan product for existing customers. Built the end-to-end experience from concept to execution.

Digital Loan Origination Lead

Owned and optimized the fully digital loan origination journey, optimizing conversion rates. Focused on data-driven enhancements and UX improvements.

Online Account Creation Streamlining

Redesigned and streamlined the online account creation process, enabling customers to seamlessly create accounts, reducing friction and eliminating manual email requests.

LoanClose.com (Founder)

API-Based Loan Marketplace

Built an affiliate platform linking customers to prequalified loan offers via 50+ state-based sites (e.g., TXloan.com, GAloan.com).

Automated Loan Shopping

Developed an API system to connect customers with real-time loan offers across multiple lenders.

Personal Finance Website Portfolio

Launched and managed sites like PersonalLoanPal.com, helping customers compare personal loan options.

Personal Projects

Plaid & AI Integration

Implemented Plaid integration for financial insights and leveraged AI-driven insights for optimizing loan offers.